Hundreds of homeowners visit our website daily looking for foreclosure help or mortgage relief options. Homeowners need answers to their problems quickly, so they can decide what is best for their situation.

After submitting information above or calling you will receive an evaluation from our partners outlining options that may help you save or sell your property. Below are a few options, which may help homeowners in distress or facing a financial hardship. If you are behind on your mortgage or facing default please call us directly at 1-404-201-2510.

Loss Mitigation and Qualifying

For some of these options, you will need to contact your lender to see if you qualify for any alternative to foreclosure. Loss mitigation is what the lender or mortgage service calls the process where borrowers and their lenders work together to prevent foreclosures. the various loss mitigations include loan modification, forbearance agreement, short sale, deed in lieu, and repayment plan.

Mortgage Loan Modification Programs

Homeowners behind on their mortgage or experiencing a financial hardship may not qualify for a refinance. Some may qualify for a Loan Modification.

A Loan Modification is described as a modification to an existing loan made by a lender in response to a borrower's long-term inability to repay the loan. Loan modifications may involve a reduction in the interest rate, an extension of the length of the term of the loan, a different type of loan or any combination of the three. A lender might be open to modifying a loan because the cost of doing so is less than the cost of default.

Bankruptcy Relief

Bankruptcy is another option many homeowners consider when facing home foreclosure. In fact, a Chapter 13 bankruptcy case can help save a house in foreclosure. The filing may stop the sale and give you a way to catch up on the past-due payments, But, you still have to repay your debts and the process takes 3-5 years. Chapter 13 sets up a repayment plan for your debts. Creating a feasible repayment plan is complicated, so it’s best to hire a bankruptcy lawyer to help you through the process.

How the process works?

1. Fill out the form above or call

(404) 201-2510

.

2. We match you with partners in our network.

3. Receive an overview of options available in your area.

4. Do your research & decide what option may help you the best.

The option best for you depends on your situation and is ultimately your decision. After gathering information on your options please do your research. We are here to help! Stop getting the run around and let the Home Relief Program connect you with the help you need.